Unlock the Value of Your Property with Loan Against Property
Low interest, high loan amount & flexible repayment options.
About Loan Against Property
Loan Against Property (LAP) is a secured loan where you pledge your residential or commercial property to access funds. It's ideal for business expansion, education, medical emergencies, marriage, or debt consolidation, offering high loan amounts at competitive rates.
Key Features
High Loan Amount
Up to 60–70% of property value
Long Tenure
Up to 15–20 years
Competitive Rates
Attractive interest rates starting at 8%
Property Types
Residential & commercial accepted
Overdraft Facility
Flexible top-up options
Benefits of Loan Against Property
- Unlock idle property value for your needs
- Lower EMIs with extended repayment tenure
- Flexible end-use for personal or business purposes
- Continue using your property while availing funds
- Better rates than personal loans
Eligibility Criteria
- Age: 21 – 65 years
- Employment: Salaried or Self-employed
- Income: Minimum ₹25,000/month
- Property: Clear & marketable title
- Credit Score: 700+
Documents Required
- Identity Proof (Aadhaar, PAN, etc.)
- Address Proof (Utility bill, etc.)
- Income Proof (Salary slips, ITR)
- Property Papers (Title deed, NOC)
Loan Against Property EMI Calculator
Loan amount between ₹5,00,000 and ₹5,00,00,000
Interest rate between 8% and 15%
Tenure between 1 and 20 years
Monthly EMI: ₹0
Total Payable Amount: ₹0
Principal Amount: ₹0
Total Interest Payable: ₹0
Principal (Blue) vs Interest (Red)
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Estimates are indicative. Final offer subject to verification.
Our Simple Process
Apply Online
Fill out a quick form
Submit Documents
Upload required papers
Property Valuation
Verification & appraisal
Loan Disbursal
Funds in your account
Why Choose Us
- Lower interest rates compared to personal loans
- Higher loan amounts up to 70% of property value
- Transparent fees and charges
- Trusted by over 10,000 happy customers
What Our Customers Say
“The LAP process was seamless, and the team was incredibly supportive!” – Anil Sharma
“Low rates and quick disbursal helped me expand my business.” – Priya Mehra
“Great service, transparent process, highly recommend!” – Vikram Singh