Future India Finance
Home Loans for Your Dream Home
Secure affordable home loans with competitive rates and flexible terms to make homeownership a reality.
Home Loan Products
HDFC Bank
100% Digital Process*
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Max. loan. Amt.
Up to ₹75 L
Rate of Interest
7.90% onwards
Tenure upto
1-5 Years
Processing Fee
1-5 Years
AXIS Bank
100% Digital Process*
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Max. loan. Amt.
Upto ₹5 Cr
Rate of Interest
8.35% – 9.10%
Tenure upto
1–30 Years
Processing Fee
1% of loan amt. or ₹10,000
kotak Bank
100% Digital Process*
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Max. loan. Amt.
Upto ₹40 Cr
Rate of Interest
Starting from 7.99% p.a.
Tenure upto
Up to 25 Years
Processing Fee
Up to 1% of loan amt.
Home Loan EMI Calculator
Estimate EMI, total interest & total payable amount.
Monthly EMI: ₹0
Total Amount Payable: ₹0
Principal Amount: ₹0
Total Interest Payable: ₹0
Principal (Green) vs Interest (Red)
Home Loan Eligibility — Quick Overview
Home loan eligibility may vary across lenders and schemes. Below is a commonly used set of criteria that most banks and NBFCs consider when assessing an application.
Key eligibility points
- Nationality: Indian Residents, Non-Resident Indians (NRIs) and Persons of Indian Origin (PIOs).
Credit Score: Preferably 730 and above.
Minimum Age: 18 years (some lenders require minimum 21 years).
Maximum Age at Loan Maturity: Usually 70 years, some lenders extend up to 75 years.
Work Experience (Salaried): Minimum 2 years of continuous employment.
Business Continuity (Self-employed): Minimum 3 years in current business/profession.
Minimum Salary: Typically ₹25,000 / month (varies by lender & city).
Loan-to-Value (LTV): Up to 90% of property value depending on lender and property type.
Note: These are indicative criteria — final eligibility & loan amount depend on income, existing liabilities, credit history, property valuation and lender policy.
Key Features & Benefits of a Home Loan
Key Features
High Loan Amount: Get home loans up to ₹5 Crore (depending on income & property value).
Flexible Tenure: Repayment period up to 30 years for comfortable EMIs.
Attractive Interest Rates: Competitive rates starting from 8% p.a.
Loan-to-Value Ratio: Finance up to 90% of the property value.
Quick Processing: Fast approval and hassle-free documentation.
Balance Transfer Facility: Shift your existing home loan to lower interest rates.
Top-up Loan Option: Extra funds available on existing loan for renovation or personal needs.
Benefits
- Own Your Dream Home: Buy, build, or renovate property with affordable EMIs.
- Tax Benefits: Save on principal (u/s 80C) and interest (u/s 24b) under Income Tax Act.
- Boost to Credit Profile: Timely repayment improves your credit score.
- Co-applicant Advantage: Combine income with spouse/parent to increase loan eligibility.
- Financial Security: Fixed EMI structure ensures better budgeting & planning.
Fast & Easy Loan Process
Learn how Future India Finance simplifies the loan application process from start to finish.
Step 1 – Choose Loan Amount
Decide your loan type and amount based on your need and eligibility.
Step 2 – Get Loan Approved
Our partnered banks quickly verify and approve your application.
Step 3 – Pay for Home or Business
Get the funds directly to your account to proceed with your dream home or business expansion.
160
Loans Issued
10
Business Partners
61
Happy Clients
Future India Finance made my personal loan process super quick and easy. The customer support team was very helpful. If you’re looking for loans or financial solutions, this is the best platform
I applied for a credit card through Future India Finance and got the best offers. Comparing and choosing the right option was very simple. Highly recommended for hassle-free finance services
Future India Finance helped me secure my home loan at the lowest interest rate. Very professional and transparent service
I chose Future India Finance for my insurance and investment needs. The expert guidance and variety of products really impressed me