Future India Finance
Business Loans for Your Growth
Tailored financial solutions from leading banks to fuel your business ambitions.
Benefits of Our Business Loans
Competitive Interest Rates
Partnered with top banks, we offer business loans with attractive interest rates starting as low as 6% for secured loans, ensuring cost-effective financing.
Collateral-Free Options
Access unsecured loans up to ₹25 lakhs without pledging assets, making financing accessible for small and medium businesses.
Flexible Repayment Options
Choose repayment tenures from 12 months to 96 months, with options for fixed or variable rates to suit your cash flow needs.
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Minimal Documentation
Streamlined application process with minimal paperwork, supported by digital KYC and bank statement fetch systems for quick approvals.
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Our Business Loan products
HDFC Bank
100% Digital Process*
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Max. loan. Amt.
₹1 Cr
Rate of Interest
10.50% – 12% p.a.
Tenure upto
1-5 YearsUp to 5 years
Processing Fee
Minimal (up to 2% + GST)
HDFC Bank
100% Digital Process*
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Max. loan. Amt.
₹75 L
Rate of Interest
16% – 20% p.a.
Tenure upto
Up to 5 years
Processing Fee
Up to 3% + GST
HDFC Bank
100% Digital Process*
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Max. loan. Amt.
₹10 Cr
Rate of Interest
10.75% p.a. onwards
Tenure upto
Up to 15 years
Processing Fee
Up to 2% + GST
Our Business Loan Offerings
Collateral-Free Options
Access unsecured loans up to ₹25 lakhs without pledging assets, making financing accessible for small and medium businesses.
Collateral-Free Options
Access unsecured loans up to ₹25 lakhs without pledging assets, making financing accessible for small and medium businesses.
Collateral-Free Options
Access unsecured loans up to ₹25 lakhs without pledging assets, making financing accessible for small and medium businesses.
Collateral-Free Options
Access unsecured loans up to ₹25 lakhs without pledging assets, making financing accessible for small and medium businesses.
Collateral-Free Options
Access unsecured loans up to ₹25 lakhs without pledging assets, making financing accessible for small and medium businesses.
Collateral-Free Options
Access unsecured loans up to ₹25 lakhs without pledging assets, making financing accessible for small and medium businesses.
Eligibility Criteria
Age: Applicant should be between 21 and 65 years at the time of loan maturity.
Credit Score: Minimum CIBIL score of 675 or higher; higher scores may secure lower interest rates.
Business Vintage: At least 2 years of business operation for most loans; startups may qualify with a strong business plan.
Annual Turnover: Minimum ₹15 lakhs for professionals, ₹75 lakhs for non-professionals, or as per lender requirements.
Business Stability: Steady cash flow and financial stability to demonstrate repayment capacity.
Industry: Most industries are eligible, except restricted sectors like gambling or speculative businesses.
Required Documentation
KYC Documents: PAN Card, Aadhaar Card, Voter ID, Passport, or Driving License.
Business Proof: Certificate of Incorporation, Partnership Deed, Trade License, or GST Registration.
Financial Documents: Latest ITR, GST returns, audited financials for the last 2 years, and profit/loss statements.
Bank Statements: Last 6 months’ bank statements showing business transactions.
Business Plan: Detailed plan with financial projections, especially for startups or large loans.
Collateral Documents (if applicable): Property papers or asset ownership proof for secured loans.